SERVICES TO LENDERS
Market Entry Strategy & Execution
We work with new and established lenders launching new products, entering new markets or simply looking to scale their offering. We help formulate strategy, establish the right partnerships, developi risk underwriting systems and processes, and streamline operations by deploying best available software solutions.
Funding Strategy & Execution
We develop target funding structure for our client, which may include equity, preference shares, senior and mezzanine loan facilities. Along with the target capital structure, we will deliver a list of target funders to approach. We will then work with the client on finding the best funder(s) for them, negotiating terms and documentation, and supporting them through the funding round and beyond.
Credit Policy and Process Design
The robustness of your credit underwriting policy and process is really what will set you apart from competition in terms of long-term success and ability to bring in high-quality funders/investors into your business. We work with lenders in consumer loans, SME finance, autofinance and other subsectors to create streamlines lending policies with clear risk management parameters, predictable default rates and recovery tactics.
Selecting and Implementing Tech Solutions
Angular Capital works with a number of bespoke and off-the-shelf specialist technology providers for lending sector. We can advise on selection and implementation of the best solution for your type of product, desired customer experience and origination strategy.
Business Development
Origination volume and cost of customer acquisition are very important factors in determining lender's ability to scale sustainably without changing their credit risk parameters. We help determine what channels would work best for a given lender at their present stage of development, establish right partnerships, introducer networks, optimise customer and introducer journeys.